--- Log opened Thu Jun 10 00:00:43 2021
02:02 < aestetix> these zoom courts are so interesting to watch
02:02 < aestetix> and..... well, let's just say the average person is even dumber than I thought
05:48 <@Dolemite> mr0ning, be0tches and h0ez!
05:48  * aestetix hugs Dolemite 
05:49 <@Dolemite> Man, I was doing so well with my Robinhood account...  then two of my stocks that were huge gains tanked yesterday.   Still a little ahead, but not like gangbusters ahead.
05:50 <@Dolemite> Even with that, though, I'm still up 11.5% in just one month.
05:50 <@Dolemite> But I had been up 20% :(
05:51 < aestetix> I wish I could open a robinhood account
05:51 < aestetix> but they won't accept my bank
05:51 <@Dolemite> Why can't you?
05:51 <@Dolemite> ah
05:51 < aestetix> I use Deutsche Bank, which apparently is not on their list
05:52 <@Dolemite> well setup an account with a US Bank and move some money to it
05:52 < aestetix> That might make taxes rather complicated
05:52 <@Dolemite> Stocks already do
05:52 < aestetix> There's also a question of whether I can legally declare income that way
05:52 < aestetix> Not sure if my visa allows it
05:53 < aestetix> fucking sucks, because I could have made a killing off the GME thing, I learned about it very early on
05:54 < aestetix> Maybe I can just follow donald trump's lead and figure out a way to declare a billion dollar loss
05:57 <@Dolemite> Well we'd all heard about it early on.   I was just too lazy/stupid/conservative to trust the info and buy when it was cheap.
05:58 <@Dolemite> Same with AMC.   There's no way the company is worth the current market valuation, so at some point people will come to their senses and both will go down quite a bit.
06:28 <@Dolemite> https://www.reddit.com/r/thetagang/comments/nqy5nk/im_dumb_and_feel_so_hopeless_never_sell_naked/?sort=confidence
06:28 < PigBot> I’m dumb and feel so hopeless. Never SELL NAKED CALLS. My 100k loss turned into over 600K in minutes with AMC. I’m not even sure how I can recover from this. : thetagang (at www.reddit.com) https://tinyurl.com/yzrnsbf2
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07:27 < aestetix> I mean with all the gamstonk stuff
07:27 < aestetix> there is principle, and then there is stupidity
07:27 < aestetix> losing 500 bucks, ok I can see that on principle. losing 500k bucks? you're a moron
07:37 <@Dolemite> yeah, the most I've sunk into any one stock is $100
07:37 <@Dolemite> Most of my positions are < $20 each
07:37 <@brimstone> losing 500k isn't bad when it's 10% of your net worth
07:42 <@Dolemite> The whole issue with stonks is that it's no longer about looking at the company as an investment...   it's now all about looking at the volatility as the investment
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08:21 <@Dolemite> https://boingboing.net/2021/06/09/tour-of-a-700-square-foot-apartment-in-san-francisco-that-rents-for-3850-month.html
08:21 < PigBot> Tour of a 700-square-foot apartment in San Francisco that rents for $3850/month | Boing Boing (at boingboing.net)
08:21 <@Dolemite> Fuck.  That.  Noise.
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08:24 <@Dolemite> Their upfront costs were $8700.   Here in TN, a lot of houses are purchased with a down payment of that amount or less.
08:24 < aestetix> jesus who can afford #3850/month in rent
08:24 <@Dolemite> Childless married couples with managerial positions
08:25 < aestetix> her voice is fucking annoying
08:25 < aestetix> not the accent, but the uptalk
08:25 <@Dolemite> Yeah, I was going to say, her attitude
08:26 < aestetix> She reminds me of the fashion club girls in Daria
08:28 < aestetix> Dolemite: I took out a bank loan of around 10,000 euro to handle some urgent things that came up for me. Took around 3 years to pay it off
08:28 < aestetix> I can't imagine how someone can just put that in as a deposit for rent
08:28 <@Dolemite> Well they just "pulled it out of savings"
08:28 < aestetix> what are savings
08:28 <@Dolemite> It's what some of us old farts still use
08:29 <@Dolemite> So she and her husband are definitely old souls
08:29 <@Dolemite> eating avocado toast
08:31 < aestetix> marble strips to make the table look a little "edgier"
08:32 <@Dolemite> So are you magnetized, yet?   Can you stick a spoon to your forehead and make it stick?
08:32 < aestetix> no, I think I need a newer firmware update
08:33 <@Dolemite> It make take longer than the 2 weeks after the second shot for it to get to that level
08:33 <@Dolemite> https://twitter.com/PalaverFlap/status/1402786668290117635
08:33 < PigBot> No Title (at twitter.com) https://tinyurl.com/yjdk36he
08:33 <@Dolemite> Watch the video under the picture
08:37 < aestetix> Dolemite: I have had a savings account in the past. But I'd get hit with some disaster that would drain it so often that it didn't make sense to have one anymore
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08:47 <@Dolemite> Now I don't keep a LOT in savings, but I try to always have some form of buffer that I don't consider part of my normal liquidity
08:49 <@Dolemite> Dave Ramsey says to keep like 3 months' salary in savings, which makes some sense in case you lose your job
08:49 <@Dolemite> But that's not very realistic for most people
08:49 <@Dolemite> Nor does it truly apply once you get above a certain salary level
08:49 < aestetix> yep
08:50 <@Dolemite> ie - You make $120K/year, so does it really make sense to park $30K in savings?
08:50 < aestetix> If you are saving towards a house or something, yes
08:50 <@Dolemite> I already have a house that I'm paying for
08:50 <@opticron> I thought it was 3-6 months expenses, not salaray
08:50 <@Mirage> I don't know about keep in savings, but have on hand..yeah.
08:51 <@opticron> but I don't follow ramsey closely
08:51 <@Dolemite> opticron: Maybe.   I can't stand the blowhard so I try not to think about the exact details.
08:51 <@opticron> fair
08:51 <@Dolemite> But when you're poor, 1 month salary is typically less than your expenses.
08:52 <@Dolemite> And his whole "never get into debt" mantra may work for those who have the support of a well enough family to avoid it, but for most folks, debt is a fact of life near the bottom
08:53 <@Dolemite> I just hate how folks who believe his horseshit look down on people that did have to go into debt
08:53 <@Dolemite> Living paycheck to paycheck and suddenly your car dies.   WTF are you supposed to do?
08:54 <@Mirage> Back in the Laser Plus days when I was only making $13-14/hr I had a set amount of ~3000-3500 that I kept on hand, "just in case"...if I got below that for whatever reason it was staying home, ramen, pb&j, etc until I got back up to it again.
08:54 <@Dolemite> yep
08:56 <@Dolemite> Unfortunately that can take years, depending on the cost of living
08:56 <@Dolemite> Imagine making $14/hour in Nashville now
08:56 <@Mirage> Of course when I finally got around to trying to buy a house I was in worse shape than most people because I didn't have any credit at all. Paid cash for everything, and had for years.  Apparently bad credit is better than no credit.
08:56 <@Dolemite> yeah - at minimum, get a gas station credit card and pay it off every month
08:58 <@Mirage> I told the wife recently when she got a visa offer from our bank that she should get it and just use it for gas or whatever so that she can keep up her credit rating.
08:58 <@Mirage> I have all my utilities going to one that I pay off each month for that purpose.
08:59 <@Dolemite> We got a Royal Caribbean card to put our monthly expenses on and everytime Pamela gets paid (biweekly) she pays that card first, then whatever is left over goes to the basement remodel fund.
08:59 <@Mirage> Sex dungeon?
09:00 <@Dolemite> I think when we go on our next cruise we have nearly $1000 of onboard credit available to cover tips, excursions, etc.
09:00 <@Dolemite> Mirage: Yes, one to may even Corydon jealous.
09:00 <@Dolemite> s/may/make
09:02 <@Dolemite> My office is now my unfinished basement...  800 square foot cinder block rectangle with a French Door to the back yard and a window to the side.   We want to put up walls to make a bathroom and bedroom in it, which will greatly increase the sellability of the house.
09:03 <@Dolemite> We were able to get this one because the prior owner had combined 2 of the bedrooms to make a gigantic master suite...  but a 3 bedroom house in this subdivision (and for the square footage) is considered a bit small.
09:04 <@Dolemite> The current buildout is 3200 SF.  We finish in the basement and it will be a 4 bd/4ba 4000SF home.
09:05 <@Dolemite> And I still have a "crawlspace" that is better than the one I had in Smyrna...   we got a clean space encapsulation done on it so no mud and moisture.
11:07 < xtort-[df-org]> no cruises for me.  mexican all-inclusives is my jam
11:08 <@Dolemite> Yeah, to each their own.   I really enjoy the cruises, but for some it's not relaxing or isolated enough.
11:09 < xtort-[df-org]> this is where we went last time: https://www.temptation-cancun.com/
11:09 < PigBot> Temptation Cancun - The playground for grown-ups (at www.temptation-cancun.com)
11:24 < xtort-[df-org]> even talked the wife info https://cancunboobscruise.com/
11:24 < PigBot> Cancun Boobs Cruise | Topless Adults Only Party Cruise in Cancun! (at cancunboobscruise.com) https://tinyurl.com/yh93yj29
11:40 <@Dolemite> TeamLead:  Hey, watcha working on?
11:41 <@Dolemite> Me:  Oh, I'm writing an API to use with the new Network Registration system
11:41 <@Dolemite> TeamLead:  Isn't there already an API as part of that?
11:41 <@Dolemite> Me:  Yes, but the developer is a .NET MVC coder that doesn't see the need to write routes that are actually useful for automation.
11:43 <@Dolemite> I've got one wrapper API that I've written for adding a DNS alias to an IP address.  It has to make 5 backend calls to the original app's API just to do that.  4 lookups and 1 post.
12:05 <@Mirage> Heh, went to the kitchen and grabbed a couple cheese sticks from the fridge, then back in here.  Gizmo was asleep on bed in the back bedroom.  As soon as I sat down, even before having opened a package yet she was here begging for cheese.   I so created a monster using the string cheese as a treat to get her to let me pet her. (She's the rescue cat we got)
12:06 <@Mirage> At this point I've decided her breed is "North TX Beggar Cat"
12:07 <@Mirage> Whereas Molly (our old long-haired black one we had in TN) is most certainly a "Middle TN Yowler"
12:23 <@Dolemite> Oddball posted a great poem on Facebook yesterday that fits that scenario rather well
12:24 <@Dolemite> While I nodded, nearly napping, suddenly there came a tapping.
12:24 <@Dolemite> As of someone gently trotting, trotting, 'cross my chamber floor...
12:24 <@Dolemite> "Thou hast eaten," I muttered, "I shan't feed you any more."
12:24 <@Dolemite> Quoth the kitten: "feed me more"
14:20 <@Mirage> https://www.wlwt.com/article/kroger-begins-drone-deliveries-in-southwest-ohio-this-week/36652522
14:20 < PigBot> Kroger begins drone deliveries in southwest Ohio Wednesday (at www.wlwt.com)
14:21 <@Mirage> I think I need a frozen turkey and a watermelon from Kroger right about now.  =)
14:21 <@Dolemite> It's not time for the WKRP Turkey Drop yet
14:22 <@Mirage> "Each drone can carry only 5 pounds."
14:23 <@Mirage> From a grocery store, that's gonna severely limit usefulness.
14:31 < xray> I didn't know Kroger was selling drones.
14:39 <@Dolemite> * controller sold separately
15:34 < xtort-[df-org]> I miss meijer
15:35 < xtort-[df-org]> Kroger was asspensive
15:36 < xtort-[df-org]> All we have here is Walmart and publix
15:36 <@eryc> i have those plus kroger and food lion
15:36 <@eryc> publix is nice
15:37 <@eryc> oh and Aldi.. i always go there first
15:37 <@eryc> its right up the street.. no lights between
15:37 <@eryc> very cheap prices
15:37 < xtort-[df-org]> Ya, I go to publix if I just need a few things.  Walmart is a damn experience.
15:38 < xtort-[df-org]> One of the best steaks I ever had came from publix
15:38 <@eryc> yea they have the best deli here
15:38 <@eryc> kroger and publix are comparable for meat selection tho
15:38 <@eryc> i go to publix when i need my mortadella fix
15:43 < xtort-[df-org]> I'm flying back to Indy tomorrow.  Some Chicago staples have migrated down that way.  Hello pizza and beef sandwiches!
15:45 <@eryc> i've been wanting one of those beef sandwiches
15:45 <@eryc> ive seen a bunch on youtube
15:45 < xtort-[df-org]> They are amazing
15:45 < xtort-[df-org]> I grew up in Chicago and just assumed everywhere else had the same food
15:46 < xtort-[df-org]> Newp
15:46 <@eryc> i've been vacillating on where to go visit now that travel is opened up
15:46 <@eryc> i should add chicago to the list
15:46 < xtort-[df-org]> I'm on the inaugural flight for spirit airlines from Pensacola to indy
15:46 < xtort-[df-org]> Maybe they'll do something fun
15:47 < xtort-[df-org]> I recommend Chicago, especially for the museums
15:47 < xtort-[df-org]> Pay a bum $5 once you get there to tell you about local spots
15:47 < xtort-[df-org]> 5 day subway and bus pass is $32
15:48 < xtort-[df-org]> Stay out in the suburbs, but along a train line, to save a ton of money
15:49 < xtort-[df-org]> 20 mins to get into the city, save $75 a night on hotel
16:17 <@Mirage> xtort-[df-org]: hehe, the first time i went to Chicago I got turned around leaving midway and wound up going along the lakeside drive and finally being able to get off of it past the navy pier.  Pulled over to try to get my bearings on the shit-ass map provided by Thrifty and wound up having a bum come up and offer to tell me where I was for $5
16:18 <@Mirage> For $10 and a couple cigs he not only told me where I was, but the best way to get where I was going from there.
16:18 < xtort-[df-org]> Yup.  They are reliable as fuck
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--- Log closed Fri Jun 11 00:00:44 2021