--- Log opened Thu Dec 28 00:00:00 2017
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06:36 <@Dolemite> mr0ning, be0tches and h0ez!
06:41  * aestetix hugs Dolemite 
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08:42 <@Evilpig> bah!  regex strikes again
08:53  * dasunt deals with FSA paperwork and wonders for the billionth time why socialized medicine isn't a thing in the US.
08:57 < dfused> keywords: profit, capitalism, money, hording
09:13 <@Corydon76> We spent so much time in the 50s pontificating about the evils of communism that we failed to see the advantage of socialzed medicine
09:15 <@Corydon76> Hybrid system would probably work best:  ground floor of care covered by socialized medicine, while cultivating a capitalized system for more advanced care.  As patents expire and proof is shown for certain treatments, they may be incorporated into the socialized system.
09:17 <@Corydon76> While the rich can get more advanced care, they're also subject to being fooled by homeopathy and other fraudulent forms of alternative quackery
09:50 < dfused> Recent tests have proven that drinking goat testicle juice cures cancer
09:53 <@Corydon76> But only if done while stripped naked on the south end of a hill during a full moon.
09:54 < dfused> in the snow
10:29 < dasunt> Maybe I have just the worst insurance and benefits company.
10:30 < dasunt> Do other people just go to a doctor, get tests, whatever done, and get one simple bill?
10:30 <@Dolemite> kinda sorta
10:30 <@Dolemite> I just have a copay at most places
10:30 < dasunt> Because unless it's a simple office visit, I go in, get something else scheduled, pay the copay, bill gets sent to insurance, insurance looks at it and pays part of it, I get another bill...
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10:31 <@Dolemite> But that copay covers pretty much everything that office can do - including tests, imaging, and treatment
10:31 <@Corydon76> Mine used to be simpler:  I paid the first $4,000 out of pocket for the year, and the insurance company would pay the rest.  Now my insurance is more like Dolemite's
10:32 < dasunt> Oh, then I have the FSA, which doesn't roll over, so that's a complete guesswork at how much healthcare I'll pay for each year.
10:33 <@Corydon76> I have a HDHP, which comes with an MSP
10:34 <@Corydon76> FSAs pay for a larger diversity of costs, but yeah, they expire
10:34 < dasunt> I may do a HSA in 2019.  This year, I think I'm going to get some joint pain looked at which may be expensive, since they are saying the MRI word.
10:35 <@Corydon76> Excuse me, not an MSP, but an HSA
10:35 <@Dolemite> Yeah, have kids and that expiration on the FSA won't be a problem.
10:35 <@Dolemite> The cap becomes the problem.   You FSA gets drained by August, if you're lucky.  heh.
10:35 <@Corydon76> HSA is only available with the HDHP
10:36 < dasunt> Yep.  I don't want a HDHP this year.  Maybe next.
10:36 <@Corydon76> Dolemite: Ditto without kids, because I have horrible teeth, and the dentist likes to drain it.
10:37 <@Dolemite> Or if you wear prescription glasses...   once you hit bifocal needs, the cost goes way up for glasses
10:37 <@Corydon76> dasunt: if your doctor assesses you at high risk for HIV, you can get a prescription for Truvada.  The maker of Truvada will pay up to $3600 a year for deductibles and copays.  It's rumored they're going to increase that to $4800 for 2018.
10:37 <@Corydon76> And I'm sure there are other drugs like that.
10:38 < dasunt> So I just need to have risky sex in order to get cheap healthcare.
10:38 <@Dolemite> dasunt: Yeah, just tell your doctor that you love to share needles with people after you've had unprotected anal sex with them.
10:38 <@Corydon76> dasunt: Or shoot heroin
10:38  * dasunt nods.
10:40 <@Corydon76> And if you do manage to save money up in your HSA, it can be withdrawn under the same terms as a 401(k) (tax deferred) after retirement.
10:41 <@Corydon76> You can even take a portion of your HSA and invest it in index funds
10:47 <@Corydon76> Here you go... A list of patient assistance programs by drugmakers:  https://www.pparx.org/prescription_assistance_programs/list_of_participating_programs
10:48 < PigBot> Title: Participating Patient Assistance Programs | Partnership for Prescription Assistance (at www.pparx.org) http://tinyurl.com/hgfyf74
10:49 <@Corydon76> You just need to find an expensive drug for a condition that you already have, and they can help you with your annual deductible and copays
10:58 < dfused> https://twitter.com/ChaseAdam17/status/946180070166560768
10:59 < PigBot> Title: Chase Adam on Twitter: "In US, average MRI costs $1k. In Japan, it’s set at $105 by the government and providers compete on margin. This led providers to go to Tosh… https://t.co/ATVMBAdGKR" (at twitter.com) http://tinyurl.com/y93odjhz
11:07 <@ezelkow1> oh yea that reminds me, need to go pull out everything from my old hsa before it gets destroyed through fees
11:10 <@ezelkow1> oh wow, i dont think my plan is an HDHP, havent had one of those for 12 years
11:13 <@Corydon76> Deductible has to be at least $1300 per person for it to be a HDHP
11:14 <@ezelkow1> yea, 2600 for one+1 as well, but it also has to be a certain out of pocket max
11:14 <@ezelkow1> which mine doesnt meet
11:15 <@Corydon76> Eh?
11:15 <@Corydon76> Oh, it has to have a maximum of a certain amount.
11:15 <@ezelkow1> yea
11:15 <@ezelkow1> The IRS defines a high deductible health plan as any plan with a deductible of at least $1,300 for an individual or $2,600 for a family. An HDHP’s total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can’t be more than $6,550 for an individual or $13,100 for a family. (This limit doesn’t apply to out-of-network services.)
11:17 <@ezelkow1> comcast has some damn nice insurance, compared to what i was coming from, the premium is like 100$ more a month, but the deductible is half of what i had, and the max is also less than half of my old one, and they cover a lot more stuff
11:20 <@Corydon76> When you have several thousand employees, it's a bigger pool to spread the risk over, so yeah
11:21 <@ezelkow1> well i was at dish, they werent exactly small
11:21 <@ezelkow1> but everyone there basically got the cheapest possible health plan, because they only offered everyone the call center workers plan basically
11:22 <@ezelkow1> at least when we were still echostar we had mental health and other stuff covered, when we got re-absorbed by dish we got forced on to their POS plan
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14:27 < dasunt> In MN, Mental Health is forced to be covered.
14:27 < dasunt> Well, at least until Congress decides to let insurance companies sell across state lines yet only obey the laws of their home state.
14:27  * dasunt would not be surprised.
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16:09 < dasunt> So, Google Voice.  Yes, I'm late to the game.  Worth messing with or not?
16:12 < K`Tetch> i like it
16:12 < K`Tetch> its my public number
16:12 < K`Tetch> 352-6-KTETCH - handy
16:12 <@Corydon76> Definitely.  The SMS integration means I can hand out a number that comes through both to my phone and my computer, so I have the option of replying by touch-typing
16:13 < K`Tetch> also comes through to my email
16:13 < K`Tetch> and its my signal number too
16:13 < K`Tetch> which is nice as I've had 3 cell phone device numbers in the last 8 years i've had the GV number
16:14 <@Corydon76> K`Tetch: What, no cell number portability?
16:14 < K`Tetch> plus with android, it's integrated in, so when I make a call out, i can do so from the device number or the GV number, after i hit 'dial' it pops up asking which number to use
16:14 < K`Tetch> couldn't be arsed
16:14 < K`Tetch> i have a cheap cell ervice (selectel)
16:15 < K`Tetch> and only maybe a dozen people have the device number anyway
16:16 < K`Tetch> (when you have a person like Hammond pissed at you, you don't have anything that can be ued to get your address)
16:17 < K`Tetch> also, another handy thing is that it can record both sides of a phone call
16:17 < K`Tetch> but only an incomming call
16:18 < K`Tetch> so when I was fighting with the UK intellectual property officeover them claiming i defamed collection societies in a consultation, they called me and I recorded the call, then released it and it came out REALLY bad for htem, and they backed down quickly
16:20 < dasunt> Wait, who is this Hammond pissed at you?
16:20 < K`Tetch> another REALLY handy feature is the filtering - the automated notices from my kids schools i've set to go straight to voicemail, never to my phone, so i just get hte transcript
16:20 < K`Tetch> Jeremy Hammond, oh Lulzsec
16:20 < K`Tetch> *of
16:21 < dasunt> Why is he pissed?
16:21 < K`Tetch> the guy that stole all the credit card numbers when he hacked Stratfor
16:21 < K`Tetch> because I undermined a substantial chnk of his defense strategy on live tv
16:21 < dasunt> I totally missed this.
16:22 < K`Tetch> and because i threatened to have him thrown back in jail in 09 for violating his probation
16:22 < K`Tetch> er parole
16:23 < K`Tetch> Nate Anderson (ars technica's editor) is supposed to be writing a book on it all
16:23 < dasunt> I'm just reading about this guy on Wikipedia now.  He's gone to prison twice now?
16:23 < K`Tetch> yeah
16:23 < K`Tetch> first time for hackign protestwarrior and stealing a bunch of credit cards, but was caught before he could use them
16:24 < K`Tetch> then he got caught doing stratfor, where again he claimed 'hacktivism', but wasagain stealing CC's and tis time used them
16:25 < K`Tetch> he claimed 'hacktivism' and stuff, but I mentioend to his lawyer 2 days before his trial, dring a live episode of the Stream on Al Jezera, some of the things he hadn't told her, and which undermined claims she'd made in briefs
16:25 < dasunt> Seriously, guy needs to take a good hard look at his ability to successfully commit crimes.
16:25 < K`Tetch> thinks he's the smartest guy around
16:25 < K`Tetch> in many ways he's a lot like Russel Brand
16:26 < K`Tetch> in 09 when I threatened to go to his parole officer after he hacked the uspp, he tried attacking me, but I already had most things locked down, so he bounced
16:27 < K`Tetch> but it's why, when nominet released my home address in 2014, I had to move counties
16:27  * dasunt shrugs.
16:27 < dasunt> It seems to me that making a living off of criminal acts isn't the smartest thing to do.
16:28 < K`Tetch> he doesn't have many marketiable skills, except that, and trying to make everything about the proletariat uprising against capitalist overlords, just like the Haymarket afair
16:29 < K`Tetch> and that the ends justifies the means, etc
16:29 < dasunt> Most smart people can figure out how to gain marketable skills.
16:29 < dasunt> Especially with computer skills, where the entire field seems more tolerant of weirdness.
16:29 < K`Tetch> BUT, he only ever attacks when he knows he can pray on people, when there's little risk to him
16:30 < K`Tetch> ah, but he's smarter than eevryone else, remember
16:30 < K`Tetch> so why bother with hard work, when he can do what he wants, because the ends justifesi the means and he's smarter than everyone else
16:31 < K`Tetch> dumb people follow the rules
16:31 < K`Tetch> I'm sure he sees President trump as a rolemodel
16:31 < dasunt> He's been to prison twice.  Time to reassess risk.
16:31 < K`Tetch> maybe not ideologically, but certainly strategically
16:32 < K`Tetch> the first time was 'bad luck', the second was 'cos of a snitch, I wuz set up'
16:32 < K`Tetch> (Sabu)
16:33 < dasunt> There's always going to be bad luck.
16:33 < K`Tetch> "the only way you can take down a genious like him can be taken down is if everyone conspires to get him, and it would take a massive job to do so to, but it'll give me street cred"
16:35 < K`Tetch> again, see Trump
16:35 < dasunt> Kind of reminds me of McCandless.
16:35 < dasunt> And his supporters.
16:35 < dasunt> (The Into The Wild guy)
16:35 < K`Tetch> ?
16:35 < K`Tetch> ah
16:36 < dasunt> He seemed to not understand that living on the edge leaves no margin for error.
16:37 < K`Tetch> oh he understood that, he also knew the power of being an upper-middle-class white guy, with wealthy parents, and of shaping your narrative
16:37 < K`Tetch> anyway, gotta run to the store bbiab
16:37 < dasunt> Okay.
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17:37 < K`Tetch> eugh, stores
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--- Log closed Fri Dec 29 00:00:02 2017